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    •  Congratulations!  You have decided to purchase a home, or are thinking about buying one.  You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family.  When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours.  Over time, your home will increase in value.

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    • If you plan to purchase a home? (This is the help you need )

     Click here to calculate mortgagesBD14882_.GIF (381 bytes)

    Click on the Calculator for an education on Mortgages!

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    • Finding a good and reputable Mortgage banker or broker

    • (having a certificate of qualification) this will expedite a decision from the Seller

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    • Before choosing from the first large display you see in the Yellow Pages, shop Around spend some time Interviewing Agencies. This will give you a feel of who understands  what your needs may be.

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    • **Hint in finding a good Agent**.

           Look for someone with a bright and Sunny disposition. Your Agent should be helpful, but not pushy,  interested but not intrusively nosy and most of all, you must feel you can trust that person.

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